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America's Seniors Hold More Home Equity than Pre-Recession Peak An estimated $140.2 billion increase in the aggregate value of homes owned by seniors drove their share of home equity to $5.83 trillion and fueled the NRMLA/RiskSpan Reverse Mortgage Read More...
Paying Points May Save Money in the Long Run, but is It Right for You? When it comes to mortgages, choosing the right one is instrumental to successfully achieving the American Dream of homeownership. And for many buyers in today’s market, taking Read More...
Q: Should I Avoid an Adjustable Rate Mortgage ? A: Because adjustable rate mortgages, or ARMs, fluctuate with the market, they offer less stability than fixed-rate loans. If an ARM is adjusted upward, monthly payments will increase, and for a lot of people Read More...
Borrowers Who Refinanced in 2013 Saving Over 21 Billion Dollars in Interest Payments over the Coming Year Freddie Mac released the results of its fourth quarter 2013 quarterly refinance analysis, showing that borrowers are continuing to take advantage Read More...
Mortgage Rates Dip to Start 2014 Mortgage rates pulled back, with the benchmark 30-year fixed mortgage rate retreating to 4.64 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.34 discount Read More...
Fixed Mortgage Rates Drop to Four Month Low Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates hitting their lowest levels since this summer amid market speculation that Read More...
Refinance Cash-Out Share Increases; Remains Low Historically Freddie Mac recently released the results of its second quarter 2013 quarterly refinance analysis, showing that borrowers are continuing to take advantage of near record low mortgage rates to Read More...
Study Reveals Americans' Rising Faith in Housing Market Nearly half of Americans (47 percent) say they feel more comfortable purchasing a home today than at any other time in the past five years, according to results of a recent survey by Mayflower. Read More...