Janet & Graham Ford - Tulsa Real Estate

7 Steps to Simplify House Hunting House hunting is a complicated process. From finding the right home, to locking down a mortgage rate you can afford, it is a process that requires an attention to detail and a well-thought-out plan. Below are seven steps to take as you begin house hunting to ensure you stay focused and on budget. 1. ...

Fiscal Cliff Avoided: What It Means for Housing and Home Builders The fiscal cliff, an economically damaging set of tax hikes and spending reductions scheduled to begin in 2013, has been avoided (for now) and that is good news for housing in the short-run. The enactment of H.R. 8, the American Taxpayer Relief Act of 2012, will extend ...

Choosing the Mortgage That's Right for You Starts with Understanding the Options By Keith Loria When it comes to choosing a mortgage, it’s more important than ever for prospective buyers—or current owners looking to refinance—to understand the wide range of mortgage loans available. Whether you’re in the ...

Home Prices Continued to Rise in August 2012 Data through August 2012, released recently by S&P Dow Jones Indices for its S&P/Case-Shiller Home Price Indices, a leading measure of U.S. home prices, showed average home prices increased by 0.9 percent for both the 10- and 20-City Composites in August versus July 2012. Nineteen of the ...

3 Tips for Taking Advantage of This Year's Lower Tax Rates Income taxes are going up next year, and not just for those who earn more than $200,000 a year. “Taxes are likely to be higher for everyone” says financial planner Rick Rodgers, author of The New Three-Legged Stool: A Tax Efficient Approach To Retirement ...

Q: How Do You Decide whether to Add on to an Existing Home or Purchase a New One? A: There are a few things to consider, including cost, individual needs, and what will add value down the road. Also important: your emotional attachment to the existing home. As designer and builder Philip S. Wenz, the author of Adding to a House: ...

Mortgage Rates Hold Steady as Markets Speculate Further Stimulus Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing fixed mortgage rates holding steady from the previous week and remaining near their all-time lows. The average 30-year fixed-rate mortgage has been below 4.00 percent all ...

The clear answer to these two questions are resoundingly, Yes & Yes. This week interest rates reached an all time low for the past 15 years. So what does this mean for both Buyer's & Seller's. For the Buyer, you can now get a 30 year fixed rate mortgage (FRM) for 4.32%. It was over 5% this time last year. A 15-year FRM this week ...